Hospital and Accident Expense policies are an economical and intelligent way to protect your family from today's high health care costs. Accident Expense policies provide benefits for a wide range of accident-related costs, from emergency room visits to physical therapy to diagnostic exams even surgery. Some policies also have an optional Critical Illness Rider that can pay a lump sum benefit if you're diagnosed with invasive cancer, heart attack or stroke.
To offset steadily rising medical costs, more people are choosing major medical insurance policies that have increased deductibles and co-pays. Choosing these types of health insurance plans makes the premiums more affordable, but they also shift responsibility for a larger portion of upfront medical costs to the insured. Accident Expense policies are perfect for individuals and families who would like to experience fewer out-of-pocket medical expenses in the case of an accident or critical illness.
Accident Expense Policy Highlights:
- Helps cover deductibles, co-pays and other expenses not covered by your primary major medical plan.
- Pays medical benefits to you regardless of other coverage you have.
- Rapidly reimburses you for a wide variety of medical expenses related to accidents.
- Provides lump sum payouts if you're diagnosed with any of three major critical illnesses.
- Almost anyone between the ages of 18 and 64 qualify.
To get a customized quote for an Accident Expense Policy, simply fill in and submit the form below
