It's hard to imagine what you life would be like if you suddenly were not able to work. Most people don't like to think about that possiblily because it is not something to look forward to.
- One in 3 working Americans will become disabled for 90 days or more before age 65.*
- The average disability absence is 2 and a half years.*
- More than 80% of working Americans don’t have disability income insurance or aren’t covered adequately. **
The chart below illustrates that an individual’s chances of disability are 2 to 3 times greater than death during their working years.
What would happen if your paychecks suddenly stopped because you were too sick or injured to work? You may be able to get by for awhile but would you be able to get by months or even years? Even though you don't have the same amount of income, you can bet that you will have the same amount of monthly bills. Then you can mostly add in unpredictable costs such as medical expenses, car repairs, etc. The fact is most people have higher monthly obligations immediately after they become disable than prior to their disability.
This is why it makes sense to have a plan in place in case you become disabled. Below are some of the positive benefits Disability Insurance offers you.
- Gives you a montly income source to help you maintaine you standard of living.
- Takes aleviates your stress in a very stressfull time.
- Provides your family a level of security
- If you are only temporarily disabled, lets you take the time needed to properly recover.
Fill in and submit the form below to get a customized quote on Disability Insurance.
