Health Insurance for those with pre-existing conditions

A pre existing condition is a medical condition that existed before you obtained health insurance. Depending on the exact condition certain insurance providers may do one or more of the following: exclude the condition for coverage, increase the premium, not provide coverage for the condition for 6-12 months. Each insurance provider has different underwriting rules. One may issue a policy for people with a certain condition while another may not. They also differ on whether people with a certain pre existing condition will get a standard rate or are charged a premium and if treatment for the condition is excluded..

Their are many factors health insurance providers take into consideration when issuing individual policies including: age, body build (height and weight), whether you smoke, what medical conditions you have, as well as your medical history. That's why it is important that you have an independent health insurance agent with access to the top health insurance providers working for you. This is espicially true when you have a medical condition. We can get you accurate quotes based on your exact situation, then compare plan options with you to decide which plan best fits your needs.

You can run instant quotes on this website from most of the companies is represent, but the quote engine I use, like all of the other ones online, cannot factor health conditions into the quote. For example a diabetic looking for health insurance quotes goes online an searches for health insurance for diabetics. They will see many companies advertising instant quotes for diabetics. If you fill out a quote form, the quotes you see will be based on someone with no medical conditions.

The best way to get quotes that factor you health condition is to fill out the form below. We will provide you quotes that factor in your specific condition. Save yourself the hassle of having to explain you condition over and over again.

First Name:     Last Name:   Date of Birth:

height: - 4ft 5in 4ft 6in 4ft 7in 4ft 8in 4ft 9in 5ft 0in 5ft 1in 5ft 2in 5ft 3in 5ft 4in 5ft 5in 5ft 6in 5ft 7in 5ft 8in 5ft 9in 5ft 10in 5ft 11in 6 ft 0in 6ft 1in 6ft 2in 6ft 3in 6ft 4in 6ft 5in 6ft 6in 6ft 7in 6ft 8in 6ft 9in 6ft 10in 7ft    weight:   Smoke? yes   no

Spouse Name:   Date of Birth:   height: - 4ft 5in 4ft 6in 4ft 7in 4ft 8in 4ft 9in 5ft 0in 5ft 1in 5ft 2in 5ft 3in 5ft 4in 5ft 5in 5ft 6in 5ft 7in 5ft 8in 5ft 9in 5ft 10in 5ft 11in 6 ft 0in 6ft 1in 6ft 2in 6ft 3in 6ft 4in 6ft 5in 6ft 6in 6ft 7in 6ft 8in 6ft 9in 6ft 10in 7ft   weight:   Smoke? yes   no

Number of Children: - 0 1 2 3 4 more than 4        please list their gender and ages (example:M4, F8, M12)

Home Phone:        Alternative Phone:

best time to contact- day: - immediately Monday Tuesday Wednesday Thursday Friday Saturday     time: - 1:00 2:00 3:00 4:00 5:00 6:00 7:00 8:00 9:00 10:00 11:00 12:00 - AM PM   at - home phone alt phone

Email Address:      I would like to receive an email newsletter about this topic

Street Address:    City:     State:   zip code:

Medical Condition Information:

Please list all medical condition(s) and who has them:

Please list prescription drug(s) you take along with the daily dosage:

After your form is successfully submitted you will be redirected to the site home page. We will contact you with your customizedinsurance quote.

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